Converting Your RRSP

Registered Retirement Income Funds (RRIFs)

Account into which you may transfer the capital you've accumulated in your RRSP: a logical second step!

• Tax sheltered investment income
  
• Annual minimum withdrawal, established by the law
  
• Variable rate: you determine the income you want and you can change it at any time (subject to the legislated minimum)
  
• Possible to make lump-sum withdrawals
  

And you maintain control of your capital!

Select the RRIF product that's right for you

• RRIF savings products: to maintain your capital
  
• Desjardins Permanent Shares RRIF: higher return than one-year term deposits
  
• Desjardins Funds RRIF: access to all markets and high return potential
  
• Disnat self-directed RRIF: to build up a personalized portfolio
  

Take advantage of the flexibility of a Disnat RRIF!

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